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| Monitoring Your Credit and Identity |
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| Written by Mike DiSabatino | |||
| Monday, 16 August 2010 21:02 | |||
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In today's heightened security-concerned world, it is important to monitor your credit reports occasionally so you will be aware of any unauthorized use of your credit file, before it runs rampant. To help you monitor your credit usage, credit report monitoring is the basics. Keep in mind everyone is entitled to one free credit report annually and unlimited free reports if you feel you have been a victim of identity theft, have been denied credit, are unemployed, receive welfare, or other criteria. The free reports are easily accessible from www.annualcreditreport.com. In order to access the reports, you will need to answer several security questions (which can be quite daunting) to verify your identity. However, even if you have a new address or don't otherwise pass these tests, you can still order your reports through the credit bureaus directly free of charge. The phone numbers, addresses, and websites to your order the reports directly are:
** If you are concerned that your privacy may have been compromised Below are links to pages at the bureaus which will tell you how to place free alerts on your credit file as an added precaution. Trans Union - Fraud Prevention Equifax - Fraud Prevention Experian - Fraud Prevention Although there are many services, both through the bureaus and other companies that charge for credit monitoring, you should be able to do this yourself for free. In addition, many credit card companies and banks offer a no cost opportunity to view and monitor your credit at the simple click of a button, so you might as well take advantage of this as well. For other tips on credit monitoring and protecting your identity, do not hesitate to contact our offices. |
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| Last Updated on Monday, 16 August 2010 21:36 |
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DiSabatino, CPA utilizes a statistical approach to tax preparation. We measure your tax return against the information provided by the IRS to gauge your possibility of an audit, before you file the return. This allows us to discuss alternative approaches reducing your chance of audit.
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DiSabatino, CPA does not offer these basic services, but we are now happy to offers a complete bookkeeping package through the local bookkeeping firm, Sharp Bookkeepers. They have QuickBooks Pro Advisors and a staff that is capable of maintaining your business books, compliance tax returns (sales tax, business licenses, workers comp insurance) and payroll.
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